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BUYERS

PROCESS

RESIDENTIAL

AGRICULTURAL

COMMERCIAL

BUYER’S GUIDE

BUYERS

PROCESS

It is important to understand the process of buying real estate

Residential

Residential Properties

Agricultural

Agricultural Land

Commercial

Commercial properties

Buyer’s Guide

Guide to buying

BUYING

BEFORE STARTING YOUR SEARCH

Check your credit rating.
Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Choose a REALTOR® that you trust and who understands your needs.
Identify important features you need your new home to have.

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WE WILL

Assure that you will see all the properties in the area that meet your criteria. Guide you through the entire buying process, from finding homes or land to look at, to getting the best financing. Apprise you of current market values so you don’t pay too much and help you avoid costly mistakes. Answer all of your questions about the local market area, including schools, neighborhoods, and the local economy.

CLOSING COSTS TO EXPECT

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

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BUYING RESIDENTIAL

Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from helping you find the home that best suits you and your family to referring you to trusted financial mortgage officers when needed. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you’ll come to understand why.

Buying residential properties can be an exciting and rewarding experience. It is important to consider factors such as location, budget, and future goals when searching for the perfect home. It is advisable to research the neighborhood, schools, and local amenities before making a purchase. Determining your financial capacity and pre-approval for a mortgage loan can help streamline the buying process. Careful consideration of your desired features, such as number of rooms, yard size, and layout, can ensure that the property meets your current and future needs. Working with an experienced real estate agent can be beneficial in finding the best property options and negotiating a fair price. With careful planning and preparation, buying a residential property can be a fulfilling and worthwhile investment.

BUYING COMMERCIAL

Indianola offers many opportunities for businesses.  You may be interested in relocating your business because more or less space is required, or need space for a new business, or want to find a location with more visibility for your current business.  Time will be a key factor in finding the space best suited for your business and we can help by watching the market to  locate the best site.

GUIDE TO BUYING